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Protect Your Future and Your Estate

My name is Mark Ruderman, an independent licensed life and health insurance agent based in Sacramento. I specialize in advising pre-retirees and retirees on long-term care planning and tax-deferred income strategies to help ensure financial security for you and your family.

Protection Strategies

I create customized long-term care, annuity, life insurance and Medigap plans to help protect your retirement savings and support your long-term goals.

Long Term Care

Safeguard your retirement nest egg and receive quality care with comprehensive coverage for long-term healthcare costs that can protect your estate while reducing financial burdens on your family.

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Annuities

Convert your savings into stable, tax-advantaged retirement income guaranteed for a lifetime of financial security. In some cases, annuities can also help pay for long-term care.

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Life Insurance

Protect your family and their financial security using life insurance to provide tax-free death benefits and support your broader estate plan.

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Medigap

Medigap coverage can help pay deductibles, copays, and coinsurance that Medicare may not cover, reducing out-of-pocket medical costs.

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My Commitment to You

I have over 25 years of experience in the financial services industry, including as a Financial Advisor with Charles Schwab. I am committed to helping you protect your assets and income, plan for long-term care, and preserve your estate so you can enjoy a secure financial future with the dignity you deserve.

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I am here to help you feel confident about your long‑term care and financial security in retirement. Please contact me for a free consultation.

Would you like to connect?

Mark Ruderman
Life & Health Insurance Agent
Sacramento, CA

Phone: (916) 620-7762
Email: longterminsure@gmail.com
www.longterminsure.com

CA Insurance License #0D10801

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