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Protect Your Future and Your Estate

My name is Mark Ruderman. I am certified in long-term care (CLTC®), and an independent licensed life and health insurance agent based in Sacramento. I specialize in advising pre-retirees and retirees on long-term care planning and tax-deferred income strategies to help ensure financial security for you and your family.

Protection Strategies

I create customized long-term care, annuity, life insurance and Medigap plans to help protect your retirement savings and support your long-term goals.

Long Term Care

Safeguard your retirement nest egg and receive quality care with comprehensive coverage for long-term healthcare costs that can protect your estate while reducing financial burdens on your family.

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Annuities

Convert your savings into stable, tax-advantaged retirement income guaranteed for a lifetime of financial security. In some cases, annuities can also help pay for long-term care.

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Life Insurance

Protect your family and their financial security using life insurance to provide tax-free death benefits and support your broader estate plan.

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Medigap

Medigap coverage can help pay deductibles, copays, and coinsurance that Medicare may not cover, reducing out-of-pocket medical costs.

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My Commitment
to You

I have over 25 years of experience in the financial services industry, including serving as a Financial Advisor with Charles Schwab and Merrill Lynch, as well as holding a Certification in Long-Term Care (CLTC®). I am committed to helping you with practical, effective solutions to develop a long-term care strategy for you and your family.

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Contact Me
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I am here to help you feel confident about your long‑term care and financial security in retirement. Please contact me for a free consultation.

Ready to get in touch?

Mark Ruderman, CLTC®
Life & Health Insurance Agent
Sacramento, CA

(916) 620-7762
mark@marklongterminsure.com
www.longterminsure.com

CA Insurance License #0D10801

Preferred Contact Method
Interest
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